Checking your credit record is a important step to managing your money. Luckily, you can receive a free credit statement annually from each of the three principal credit agencies : Equifax, Experian, and https://www.quora.com/profile/Talbert-15/Why-Did-My-Credit-Score-Drop-9-Common-Reasons-and-What-To-Do-Next-Quick-Answer-Why-Did-My-Credit-Score-Drop-Y